基于供应链金融的福建省中小企业融资模式研究

Study on the Financing Model of Small- Medium Enterprises in Fujian Province Based on Supply Chain Finance

目前融资难问题已经成为制约我国中小企业发展的一个重要因素。而供应链金融作为实现银行、核心企业、中小企业共赢的融资模式,在缓解中小企业融资困境上发挥了很大作用。为此,在简要归纳供应链金融模式在福建省中小企业实践情况的基础上,提出了促进供应链金融支持福建省中小企业发展的长效机制,以期为解决目前我国中小企业融资难问题提供一些参考依据。

At present,one important factor to restrict the development of small- medium enterprises is the difficulty of financing. But supply chain finance,as one all- win financing mode for banks,key enterprises,and small- medium enterprises,takes the significant role in the solution to the problem of financing for small- medium enterprises. Based on the brief summary of practical situation and problems about the financing mode of supply chain in small- medium enterprise of Fujian,some permanent mechanisms are presented in order to promote supply chain finance and support the development of small- medium enterprises,and thus provide some reference basis for the solution to the difficult problem in the financing of small- medium enterprises.