摘要
本文从小额贷款信用风险指标确定、评估方法选择和适用性等角度,对我国小额贷款信用风险评估的相关理论和实证研究予以述评并加以探讨,旨在对我国小额贷款信用风险评估研究提供方向。
This paper reviewed and discussed the relevant theoretical and empirical research on the credit risk assessment of small loan in China from the perspective of small loan credit risk indicators, assessment methods and its applicability, in order to provide a direction for the research on the credit risk assessment of small loan in China.
出处
《湖南商学院学报》
2015年第4期92-97,共6页
Journal of Hunan Business College
基金
2015年湖南软科学计划项目"湖南省民间小额贷款组织风险管控研究"
2015年湖南省研究生科研创新项目"基于锚定效应的小贷公司信贷人员信用风险评估行为研究"(CX2015B588)