锦屏县农村信用社小额贷款存在的问题及对策思考——以锦屏县敦寨镇推行小额信用贷款的运行为例进行分析

On Problems and Solutions on Small Loans of Rural Credit Cooperatives in Jinping: A Case Study of Dunzhai Town of Jinping

农村信用社是我国农村金融改革中推广小额贷款的主力军。农村小额信用贷款作为一项增强信贷支农服务功能的重大措施,在促进农村产业结构调整、增加农民收入、改善农村信用环境等方面起到了重要而积极的作用,很大程度上引导了辖区内农村经济的蓬勃发展。

Rural credit cooperatives are the main force of promoting small loans in rural financial re- form in China. As one of the major measures of enhancing credit support for agriculture services, rural small loans play an important and positive role in promoting the adjustment of industrial structure in ru- ral areas.