我国医疗保险费用控制研究

高增长的医疗费用已成为各国政府越来越沉重的经济负担。我国医疗保险体系建设较晚,正在逐步完善中,如果不能有效控制医疗保险费用的迅速增加,将会阻碍其正常运行和健康发展,甚至会危及医疗保险体系的安全。本文从我国医疗保险市场费用控制问题入手,分析了医疗保险费用的构成,指出了费用快速增长的原因,指出了有效控制办法可供研究参考,以利于有效控制医疗费用过快增长,更好地维持社会稳定、完善社会主义保障体系。

The increasingly high medical expense has become a heavy economic burden of every country government. The development of medical insurance system in our country is relatively late and is in gradual improvement. If there are no effective measures to control the rapid increase of medical ex- pense, the normal running and healthy development of the system will be hampered and even the securi- ty of the medical insurance system bell be endangered. This paper, starting from the control of medical expense in our country＇s medical insurance market, analyses the constitute of medical expense, pointing out the reasons of rapid rise in expense, and putting forward effective ways to control the growth, which provide some reference for study on how to control the over--fast growth of medical expense and to maintain social stability and improve social security system.