“惠顾最少受惠者”:金融公平理念与构建金融消费者保护制度之耦合

Benefit the Least Beneficiaries: the Construction Financial Consumer Protection System and the Concept of Coupling Financial Fair

现代金融立法理念蕴含着从"富贵化"到"惠顾最少受惠者"的变迁趋势。普惠金融体系下的金融公平理念是金融法价值理念中首要的价值目标追求,这种金融公平不仅具有平等获取金融服务机会的可能性,而具具有保护弱者的合理性,符合现代金融实质正义的要求。"惠顾最少受惠者"和农业经济学、穷人经济学的价值目标和谐共振、高度耦合。

Modern financial legislation idea transform from ＂ rich＂ to ＂ the patronage of the least beneficiaries＂. Inclusive financial system under the financial fairness concept is the primary goal of value pursuit of financial law,the fair is not only the possibility of equal access to financial service opportunities,but meet for the protection of the higher ＂ rationality＂,is in accord with the requirements of modern financial substantive justice. The value goal of ＂ the patronage of the least beneficiaries＂ and agricultural economics,the economics of the poor are harmonious resonance,highly coupling.