摘要
存款偏离政策有效抑制了存款"冲时点"现象,存款波动性大幅下降。商业银行也改进了考核方式,并加强了对存款偏离度的预判和监测。商业银行应完善配套考核机制,逐步消解时点揽存的内在冲动。同时,应加快转型升级,实现科学发展。
The phenomenon of strengthened deposit deviation policy effectively taking in deposit for the prejudgment and monitoring. gradually eliminate the inner drive of cut-off poi Commercial taking upgrading, realize scientific development. suppresses the fluctuation of deposit and prevents the nt. Commercial banks has improved examine modes and banks should continue to perfect in deposit for the cut-off point, speed the assessment mechanism, up the transformation and upgrading, realize scientific development.
出处
《江苏经贸职业技术学院学报》
2015年第5期5-7,共3页
Journal of Jiangsu Institute of Commerce
关键词
存款偏离度
“冲时点”
银行负债
存贷比
deposit deviation policy
take in deposit for the cut-off point
bank liability
loan-to-deposit ratio
