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信用卡与信用制度建设

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摘要 本文针对信用制度缺失问题带给信用卡发展的阻碍,分析国外信用卡发展情况,与国外相比我国信用卡市场滞后的表现及其原因,通过对国外信用卡及信用制度的研究,给予我国信用卡发展一些启示。
作者 徐丹 孟晓晓
出处 《合作经济与科技》 2015年第22期188-189,共2页 Co-Operative Economy & Science
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  • 1Jappelli, Tulio, and Marco Pagano. 1999. “ Information Sharing, Lending and Defaults:Cross Country Evidence,” CEPR Working Paper No. 2184.
  • 2Cole, Robert H, and Lon Mishler. 1998. Consumer and Commercial Credit Management, 11th ed. Boston: McGraw-Hill.
  • 3Robert M Hunt. 2002. “ What's in the File? The Economics and Law of Consumer Credit Bureaus, ” Business Review Q2 2002, Federal Reserve Bank of Philadelphia.
  • 4Calem, Paul S , and Loretta J Mester. 199S.“ Consumer Behavior and the Stickiness of Credit -Card Interest Rates,” American Economic Review, Vol. 85: 1327 -36.
  • 5John M Barron and Michael Staten, “ The Value of Comprehensive Credit Reports: Lessons from the U S Experience” , 2002.
  • 6Ausubel, Lawrence M 1999.“Adverse Selection in the Credit Card Market,” mimeo,Department of Economics, University of Maryland.

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