基于AHP法的移动支付安全风险评估

Analytic Hierarchy Process-based Assessment Method on Mobile Payment Security

大数据时代影响移动支付发展的重要因素就是安全。总结了移动支付相对于互联网支付而存在的个性和疑难安全问题,通过德尔菲法构建了安全评估指标结构。运用层次分析法计算各指标的权重,在设计的指标体系中找出风险节点,最终得到整个系统的安全值。该方法将层次分析法引入移动支付指标系统信息安全度计算。实验表明,该评估指标结构以及安全度计算能为移动支付提供有效的安全量化评估。

In big data ages, the security is the greatest concern of mobile payment. Compared with. the Internet payment, mobile payment has many personal and difficult problems. A security assessement indexes system was built up through Delphi method, and the weight of each index was calculated with analytic hierarchy process, then the top risk node and security value of the whole system were gotten. According to the designed index system, fuzzy comprehensive analysis method was introduced to the security evaluation of mobile payment. The experiment illustrates this index system can effectively quantify and assess the security level of mobile payment.