我国青年人口的养老预期及养老方式偏好研究——基于吉林省的调查

The Expectations and Tendency about the Old-care of the Young People

关注中青年人口的养老保障是实现更加可持续性养老保障制度的重要环节。中青年群体的养老需求具有潜在性、风险性、复杂性和不可自负性等特点,他们的养老预期及养老偏好对推进统帐结合的养老保障制度建设具有重要意义。据此,本文利于实证研究方法,考察了年龄因素影响下中青年群体的养老预期以及养老方式偏好。研究发现,和中老年人相比,年龄较低的青年群体不仅没有表现出对自身未来养老状况的过度忧虑,相反却普遍表现出较乐观的正预期,因此,他们在养老方式偏好中也极少会依靠政府和社会,而是倾向于依靠自己和子女,所以,扩大青年人参加统帐结合的养老制度、持续推进居家养老方式都具有可行性和现实性。

Focus on pension appeals in young group is an important part of achieving more equitable and sustainable old-age security system. The demand of the aged in the young group has some special characteristics such as potential,risk,complexity and so on. By analyzing the survey date about the old-care Expectations and tendency of the residents in Jilin province in2014, this paper examines the influence of age on the old-care Expectations and tendency. The study found that,compared with the elderly,the youth groups did not show excessive worries for their future old-care,instead,they generally show positive and optimistic expectations. Therefore,they also rarely rely on the government and society in the endowment mode preference,but tend to rely on themselves and their children,and so,it has obvious feasibility and reality to expand the young people to participate in pension system and to promote continuously the home-based old-care way.