商业银行金融创新助力小企业融资

An Analysis on Commercial Banks to Enhance Innovation of Financial Products and Services for Solving the Financing Difficulties of Small-sized Enterprises

经济的发展催生小企业的壮大,融资难问题成为阻碍小企业发展的重要因素。解决小企业融资难的问题需要国家政策的扶持和法律法规完善,需要整体金融环境的改善,需要小企业自身进一步发展,商业银行加强金融产品和服务的创新对解决小企业融资难的意义更为重大。

As economic development led to Small-sized Enterprises growth,financing difficulties become an important factor on hampering the development of Small-sized Enterprises. For solving the problem of financing difficulties,small-sized Enterprises need the support of state policies,laws and regulations,need to improve the overall financial environment,and need to the further development of Small-sized Enterprises. Therefore,commercial banks enhance the innovation of financial products and services to solve the financing difficulties of Small-sized Enterprises.