加入WTO后的金融创新发展研究

A Research into the Financial Innovation andDevelopment after China Joining into WTO

WTO特别是GATS确定了国际金融服务领域的基本原则与框架,我国金融业与这一框架的要求还有不小的差距。在我国政府承诺逐步开放金融市场的时间表内,我国的金融业只有通过持续的金融创新谋求金融发展,尽快缩短与发达国家金融业的差距,方能应对WTO的挑战。我国政府必须通过审慎开放与适度保护、推进金融制度创新、培育金融创新主体、改进金融监管与完善调控手段,为金融创新提供一个良好的环境;我国的金融机构则必须通过观念创新、管理制度创新、金融工具创新与金融业务创新,迅速增强自身的竞争力。

WTO,especially GATS defines the basic principles and sets up the fr amework of international financial service sector?Within the agenda of opening Chinese financial market to the world,our financial industry must pursuit finan cial development through sustained financial innovation in order to shorten the big gap between developed country and China?Our government should open the fina ncial market prudentially and protect Chinese financial industry properly and ou r financial institution must enhance competitive power through innovation of not ion,innovation of management institutions,innovation of financial tools and in novation of businesses.