混合所有制、业务创新与绩效表现——基于我国上市银行的实证研究

Mixed Ownership,Business Innovation and Performance——An Empirical Study on Chinese Listed Banks

该文以我国上市银行2007年至2013年的面板数据为样本,研究混合所有制与银行业务创新及市场绩效的关系。实证研究发现:股权所有制混合程度越高越有利于商业银行业务创新与转型;与国有商业银行相比,股权所有制混合对股份制商业银行业务转型的促进效果更为明显;银行业务创新与财务绩效表现之间呈正相关关系。启示为:在商业银行市场化改革过程中,应鼓励发展混合所有制,优化股权所有制结构,推进我国商业银行的创新发展。

This article has empirical tests on the relationship among mixed ownership, business innovation and performance using the panel data of Chinese listed banks from 2007 to 2013 and gets follow findings. Firstly, the mixed ownership has positive effect on promoting business innovation. Secondly, the effect of promoting is much more obvious on joint-stock banks than state banks. Thirdly, there is a positive relationship between business innovation and financial performance. Those findings indicates that we should promote the mixture ownership during the commercialize reform on commercial banks, which will lead the innovation in Chinese commercial banks.