借力澳门加快横琴金融创新的研究

"深化金融领域开放创新"是国家赋予横琴自贸区的一项重要任务。近几年,横琴的金融创新已在跨境人民币业务、外汇管理制度等方面取得一定进展,但相比上海自贸区、前海、苏州等其他地区的金融改革力度而言,还比较落后。本文指出,横琴金融创新步伐较慢,重要原因是没有认识和发挥好澳门金融业的比较优势。横琴应借助澳门人民币业务快速发展、社会财富快速积累亟需进行多元化投资等优势,借鉴其他金改地区的宝贵经验,在跨境人民币贷款、协助澳门特区政府在横琴建立投资资金等方面大胆创新,支持横琴的大发展。

＂Deepening the financial reform in open- ness and creation＂is an important mission for Hengqin FTA. In recent years, Hengqin has achieved some progresses on Cross-border RMB business, foreign exchange management system and so on. However, compared with the financial reform in Shanghai FTA, Qianhai FTA and Suzhou, Hengqin is sill in a backward region. The paper tries to point out, the main reason for Hengqin＇s falling behind is because of ignoring the advantage of Macao＇s banking business.Hengqin ought to takethead- vantage of Macao＇s rapid development in RMB business and grasp the opportunity that Macao requires various investments for the accumulation of social wealth. As a result, for future development, Hengqin should study the experiences from other regions, make innovation in Cross-border RMB bussiness, help Macao government to establish investment funds in Hengqin, and so on.