POS机套现非法经营罪构成要件之实证分析

Empirical Analysis on POS Cash Crime of Illegal Business Constitutive Conditions

行为人使用POS机以虚构交易、虚开价格、现金退货等方式向信用卡持卡人直接支付现金的行为,构成非法经营罪应当具备相应的构成要件:违法性认识的可能性、以营利为目的、套现者只能是持卡人而非冒用人、套现金额应支付持卡人。只有对这些构成要件明确认定,才能解决司法实务中的诸多争议,才能对信用卡套现行为正确定性。

the behavior of actor using POS with fictitious transactions, falsely making out the price, cash returns to pay the cardholders cash directly. The crime of illegal business shall have corresponding constitutive requirements： The possibility of illegality cognition, for-profit, cash-taking can only be the person that hold card instead of using people, and cash amount should pay the cardholder. Only when we clearly identify these constitutive requirements, can we resolve the disputes in judicial practice, and determine the behavior of the illegal cash-advance .