小微企业筹资风险类型及控制策略

On the Financing Risk Types and the Control Strategies of Small and Micro Enterprise

小微企业因筹资而产生的各种风险,会影响企业健康成长。应通过采取多种融资方式,拓宽融资渠道,建立多层次的融资体系;明确筹资数额,确定合理的自有资金与借入资金的比例;合理安排长短期负债的数量、相对比例和优化其期限搭配等措施来加以规避与防范。

The various risks of small and micro enterprises produced by financing will impact the healthy development of enterprises. It＇s supposed to evade and guard against the risks through taking various financing methods, broadening the financing channels, establishing multi-level financing system, clearing funding levels, identifying a reasonable proportion of own funds and borrowed funds, making a reasonable arrangement of the number of short-term and long-term liabilities, relative proportion and optimizing its term collocation.