摘要
在当前金融改革的大背景下,想要仅仅依靠相对谦抑保守的刑律来达到规范整个P2P行业的目的是远远不够的。一方面,我们不能忽视刑法这最后一道防线的调整导向作用,应当在积极应用现有规定的情况下,借鉴其他国家优秀的法律规制,研究其在我国土壤中发展的可行性;另一方面,我们必须承认,刑法的滞后性使其不可能第一时间跟上金融市场发展的大潮,因此也建议职能部门及时出台其他相关配套法律法规。
In the background of financial reform, it is not enough to depend only on comparatively conservative penal code to regulate P2P businesses. On the one hand, we should not ignore the last defense line of the penal code which orients readjustment and should make good use of the present provisions of the law, take good criminal laws of other countries considering the regulation as our reference and study their feasibility in Chinese soil. On the other hand, we have to admit that because of its hysteresis, the penal law can not keep pace with the tide of financial market. So it is suggested that administrations concerned should enact relevant provisions timely to align with the market.
关键词
P2P行业
金融改革
刑法调整
法律规制
P2P Business
Financial Reform
Amendment of the Penal Code
Legal Regulation