基于银行“展业三原则”的外汇监管方式探析

Discussion on Foreign Exchange Supervision Ways Based on“Three Principles of Business Development”of Bank

我国外汇管理改革的不断推进,在提高贸易投资便利化水平的同时,也对外汇业务风险管控提出了新的要求。"展业三原则"作为巴塞尔委员会和反洗钱金融特别工作组等国际性金融组织大力推广的银行业基本要求,正是为应对新时期外汇监管要求而提出的。因此,有必要借鉴银行"展业三原则"在其他金融监管领域积累的国际经验,分析当前银行落实"展业三原则"中存在的问题,提出优化外汇监管的相关建议,进一步提升外汇管理的有效性。

As the reform of foreign exchange management are carrying forward, the trade and investment facilitation are improved, new demands are presented on risk management of foreign currency operations. ＂Three Principles of Business Development＂ are basic demand of bank popularized by Basel Committee,FATF（Financial Action Task Force on Money Laundering） and other international financial organizations;it was put forward to meet the need of foreign exchange supervision in the new period. So, it is necessary that copy the international experience of ＂Three Principles of Business Development＂ in other finance supervision area, research and analyze the exist problem of ＂Three Principles of Business Development＂ of bank, put forward related suggestion of foreign exchange supervision and then improve the efficiency foreign exchange supervision.