民法典编纂中信用权保护模式的立法选择

The Choice of Legislative Mode of the Credit Protection in the Civil Code Compiling

信用乃市场经济的社会基石。社会信用体系是社会主义市场经济体制和社会治理体制的重要组成部分。信用权是民事主体在现代经济社会中享有的一项独立人格权。从我国《民法通则》的制定到《侵权责任法》的颁布均未规定信用权,凸显了我国社会主义市场经济在民事立法层面对信用利益保护的不足。信用与名誉是两种不同标准的社会评价。司法实践中通过名誉权制度对民事主体信用利益进行间接保护的方式无法适应现代市场经济的科学发展和诚信社会的迫切要求。在我国民事立法中积极确立信用权制度,强化民事主体信用利益的法律保护,对完善现代民事权利体系和构建社会信用体系以及深化社会主义市场经济体制改革具有重要理论价值和现实意义。

Credit is the social foundation of market economy.The social credit system is an important part of the socialist market economy and social governance system.Credit right is an independent right that civil and commercial subject enjoys in modern economic society.Our country did not promulgate credit right from the establishment of civil law to the act of tort law,which highlights the shortage for the protection of credit benefit in the civil legislation.Credit and reputation are two different standards of social evaluation.The protection for credit benefits in the reputation right system is an indirect way,which cannot adapt to the urgent request of scientific development of market economy and social integrity in judicial practice.In our country,credit right system that been actively established will be strengthen the legal protection for interests of civil subject,which has important theoretical value and practical significance for perfecting the system of the modern civil rights and building the social credit system and deepening the reform of the socialist market economic system.