民营互联网银行发展对江西等后发省份的影响与启示

Influence and Enlightenment of the Development of Private Internet Banks on Underdeveloped Provinces like Jiangxi

互联网银行是在我国民营银行发展破冰阶段诞生的新型民营银行,具有诸多不同于国资、传统银行的特征,其在技术、模式等方面的差异化优势十分显著。民营互联网银行的诞生与发展,对江西等后发省份的影响值得关注,所以本文则进一步分析了互联网银行对省内金融机构业务带来的冲击,总结了诸多有益的经验和启示,并在文章末尾提出了一些对策建议。

The internet bank is a new type of private bank,which appears in the process of the birth of private banks in China. It has many different characteristics from those of state- owned banks and traditional banks,and has a very significant difference in the technology,model,etc.. The influence of the birth and development of private internet banks on underdeveloped provinces like Jiangxi is worthy of our attention,so this paper analyzes the impact of Internet banking on the business of financial institutions in Jiangxi Province,and summarizes some useful experiences and enlightenments,and puts forward some suggestions at the end of the paper.