摘要
余额宝经历从起初的飞速发展到如今的步入常态的过程,市场热度似乎已经散去,但其代表的网络金融产品已成为现代金融的重要组成部分。包括余额宝在内的新兴网络金融产品存在法律地位不明确、法定义务履行不全面、信息披露不充分等诸多法律风险,凸显现有监管体制的缺陷,完善我国法律监管体系势在必行。
Though the market-heat is decreasing and the development steps into normalcy,the network financial products in representative of Yuebao become the core parts of modern finance marketing.However,there are also legal risks on this kind of financial products,such as undefined legal status,incomplete perform of legal duty,inadequate disclosure of information,etc.,which reflect the imperfection of supervision system and necessity of improving current legal supervision system.
出处
《淮海工学院学报（人文社会科学版）》
2015年第11期22-25,共4页
Journal of Huaihai Institute of Technology(Humanities & Social Sciences Edition)
基金
江苏省大学生实践创新省级重点课题(201411287018Z)
关键词
余额宝
信息披露
监管体系
Yuebao
disclosure of information
supervision system
