金融市场化对我国城乡收入差距的影响研究

Study of the Financial Marketization Impact on the Income Gap between Urban and Rural in China

通过重测中国金融市场化指数,文章实证研究了金融市场化对中国城乡收入差距的影响。实证结果表明,金融市场化是引发中国城乡收入差距不断加大的重要原因。其中,金融市场化、金融组织与业务市场化,从长期看均拉大了中国城乡收入差距,而国内金融市场发展,在长期却对中国城乡收入差距的扩大有一定抑制作用;与长期相比较,三者对中国城乡收入差距的影响,在短期内均发生了逆转。故而,促使金融市场化改革向有利于农村地区的方向转变,促进国内金融市场尤其是农村金融市场的健康稳定发展,是缩小中国城乡收入差距的重要手段。

By retesting the index of China＇ s financial market, this paper has empirical studied the financial mar- ketization impact on the income gap between urban and rural in china. The empirical results show that, the financial marketization is an important reason, which cause the income gap between urban and rural in China is widen, in the long run, the financial marketization, the financial organization and financial business marketization, cause the income gap between urban and rural areas even bigger, but the domestic financial market development, in the long term can re- duce the income gap between urban and rural areas. Comparison the long-term effects, their affection to the income gap between urban and rural in China, in the short-term are revered. Therefore, promoting the financial market reform benefits to our country rural areas, promoting the domestic financial market especially the rural financial market rapid development, is a powerful way to narrow the income gap between urban and rural areas in china.