家庭结构和代际交换对养老意愿的影响

The Effects of Family Structure and Intergenerational Exchange on Individual's Intention of Living Choice in Old Age

家庭因素对行为人的养老意愿具有重要影响。本文通过实证方法分析行为人家庭结构和代际交换对其养老意愿的影响,结果表明,"不局限共居家庭"中的代际交换即使没有发生在行为人身上,也可能通过示范效应影响行为人的养老意愿;代际交换中反映老人主动性的"付出"较"回报"而言,对加大行为人对家庭养老的认同程度具有更明显的作用,而且这种主动性可能比个人特征、家庭结构等客观因素的影响更明显。

Except for the effects from personal characteristics,family also plays a vital role on determiningindividual＇s intention of living choice in old age. Result of empirical research shows that the intergenera-tional exchange which just plays a role through demonstration effect in family does has some effects,eventhough it is not happened to the decision-maker himself. As to intergenerational exchange,the elderly＇s ini-tiative giving has more obvious effects on level of acceptance of living at home in old age compared with thereturn. Furthermore,the effect of the elderly＇s initiative giving is more important than some objective fac-tors,such as personal characteristics,family structure,etc..