流动人口医疗保险参保影响因素分析

Influencing factors of participation in medical insurance among migrants

目的分析2011年中国家庭金融调查数据,从劳务价值和个体特征视角探讨影响流动人口医疗保险参保的因素。方法基于医疗保险需求理论,以劳务价值因素和个体特征因素为自变量,是否参加医疗保险作为因变量,建立流动人口医疗保险参保模型,基于该模型,运用Logistic回归对数据进行实证分析。结果流动人口医疗保险参保率为69.85%;劳务价值因素中受教育程度、职业类型、职称、日均工作时间和收入水平影响流动人口参加医疗保险(P均<0.05);个体特征因素中居住时间、健康水平、家庭规模影响流动人口参加医疗保险(P均<0.05)。结论劳务价值和个体特征因素影响流动人口参加医疗保险,应"加大宣传、加强监督",进而促进流动人口参加医疗保险。

Objective Through analyzing data from the China Household Finance Survey（ CHFS）,this dissertation explores what factors influence participation in medical insurance among internal migrants in China. Methods Basis on medical insurance demand theory,using labor value factors and individual characteristic factors as independent variables,whether or not participating in medical insurance as the dependent variable,medical insurance model of the migrant population was establish and then the data were analyzed using logistic regression. Results The medical insurance participating rates of migrants was 69. 85%. Labor value factors such as education＇s degree,professional types,professional title,daily working time and income level were significant influence factors of the migrant population to participate in medical insurance（ P〈0. 05）. Individual characteristic factors such as living time,health level,number of brothers and sisters,were significant influence factors of the migrant population to participate in medical insurance（ P〈0. 05）. Conclusion Labor value factors and individual characteristic factors influence migrant population participating in medical insurance among internal migrants in China. In order to promote the migrant population to participate in medical insurance,we should increase the propaganda dynamics and strengthen supervision.