中国近代保险史研究的两个难题

On Two Major Issues in the Study of Modern History of Chinese Insurance

"欲知大道,必先治史"。中国近代保险史是一部多元发展主线和多元主体(中国民族保险业、官僚资本保险业、洋商保险业以及革命根据地保险业)并存的历史,也是一部洋商保险业力图控制和垄断中国保险市场的历史,但最终以人民保险业的崛起而掀开了新的一页。关于革命根据地保险史和洋商保险业的研究是中国近代保险史研究的两个难题,前者基本上是未被开垦的"处女地",而后者则是这一领域的薄弱环节。本文在收集整理浩如烟海的中外保险文献的基础上,解读中国近代保险史研究这两个难题,力图有所发现,有所拓展。

The modern history of Chinese insurance is a history with plural mainlines of development and multiple subjects （insurance industry of Chinese national capital, of bureaucratic capital, of foreign capital as well as insurance industry in the revolutionary base areas） co-existing, also a history that western insurance underwriters and national insurance underwriters contended with each other and the former sought to control and monopolize China＇ s insurance market but eventually the Chinese insurance industry rose and opened a new page. The studies on insurance history in the revolutionary base areas and on foreign insurance industry in modern China are two major difficult issues in the study of modern history of Chinese insurance. The former is virtually untouched upon while the latter is the weakest link in the whole research. Based on voluminous literature concerning Chinese and foreign insurance for decades, this paper tried to make some new discoveries and expansions in the study.