摘要
黑龙江省中小企业目前融资体现为9种方式,获得资金非常困难,而中小企业不良贷款率居高不下导致银行对中小企业惜贷。中小企业的融资模式亟待创新,应通过银政合作,创新金融市场体制,发挥保险资本性融通功能等突破中小企业融资瓶颈。
Heilongjiang provincial small and medium-sized enterprises have nine financing patterns. They are very difficult in receiving money, due to high non-performing loans so banks reluctant to lend. Enterprises should innovate the financing pattern. Government and banks should cooperate to innovate financial market system, play insurance intermediation function of capital to breakthrough finance bottleneck.
出处
《边疆经济与文化》
2015年第5期8-9,共2页
The Border Economy and Culture
基金
哈尔滨金融学院院级课题(基于供应链管理的黑龙江中小企业融资模式研究)
关键词
黑龙江省
中小企业
融资模式
Heilongjiang province
Small-medium enterprise
Financing Pattern
