中国银行业直面世界金融业新发展的探索

The research on Chinese banking in facing the new financial development of the world

金融机构的并购重组和商业银行的混业经营是经济发展的内在规律所决定的 ,是国际金融业发展的必然趋势。加入WTO后 ,中国银行业尤其是四大国有商业银行需要在正确判断世界金融业未来发展趋势的基础上 ,制定相应的发展战略 ,加快银行实践结构创新 ,对国有商业银行进行流程再造 ,以提升竞争力和抗风险能力。

The merger & acquisition of financial institutions and trans-industry operation of commercial banks are determined by the internal law of economy, and are inevitable tendency of international finance.Joining WTO, Chinese banks should realize the development tendency of world financial industry ,formulate their own project, quicken practical structure innovation and progress reformation of state-owned commercial banks to improve the abilities to compete and resist the risk of finance,especially four state-owned commercial banks.