外资银行并购中资银行的反垄断法探析

On Mergers and Acquisitions of Chinese Banks Made by Foreign Banks From the Perspective of Anti- monopoly Law

外资银行并购中资银行一方面有利于我国银行业引进科学的治理经验,提高竞争力。另一方面也可能会导致银行业经济力集中,形成垄断,影响公平竞争并损害到消费者的利益,因而有必要予以反垄断规制。但是,目前我国关于银行业并购的立法体系尚不够健全,用以调整外资银行并购中资银行的法律法规尚存诸多缺陷。因此,在总结美国银行业并购的相关经验基础上,进一步加强和完善了我国有关银行并购的法律规制。

Mergers and acquisitions of Chinese local banks by foreign banks in China help us introduce their advanced management experiences and scientific corporate governance structure to enhance the overall competitiveness. In the meantime, the mergers and acquisitions inevitably lead to concentration of economic power, even monopoly and the fair competition of the banking market. So it is necessary to implement anti - monopoly regulations. But the legislative system of China is still not sound enough to adjust the foreign banks . Therefore, further strengthening and improving legislative system of mergers and acquisitions is a must for us on the basis of summarizing the experiences of acquisitions in the banking system in the United States.