保险行业创新发展研究

The Study on the Innovation and Development of Insurance Industry

如何通过互联网保险等创新发展实现保险业升级转型,成为当务之急。结合五中全会和"十三五"规划,对保险行业创新发展做了的一些探讨,主要包括保险理论创新、保险产品创新、产品定价方法、分享营销机制创新、跨界经营、监管机制创新以及保险业"十三五"展望等,提出了一些创新思路和设想。

It has become an urgent need to achieve the upgrade and transition of the insurance industry through Internet-based Insurance and other innovative approaches. Based on the 13th Five-Year Plan, this paper is aimed to explore the innovation and development of the insurance industry in terms of insurance theory, insurance products, product pricing methods, marketing channels, cross-border operations and supervision mechanism, present the outlook of Insurance Industry, and finally put forward some new thoughts and assumption.