基于层次分析法的中小企业供应链融资信用风险评估

A Study on Credit Risk Evaluation of SMEs Supply Chain Finance Mode Based on Analytic Hierarchy Process

融资难的问题一直困扰着中小企业的发展,供应链融资模式为破解中小企业融资困境问题提供了有效途径。在运用供应链融资过程中,中小企业的信用风险评估就显得尤为重要。文章分析了影响中小企业供应链融资信用风险的因素,通过层次分析法指出具体的信用风险评价方法,为防范中小企业供应链融资信用风险提供了有力的措施。

Financing problem has plagued the development of SMEs, supply chain financing model provides an effective way for the SMEs financing dilemma. In the course of the use of supply chain financing, credit risk assessment is particularly important for SMEs. This paper analyzes the factors that influence the supply chain financing SMEs credit risk, pointed out that specific credit risk assessment method by the analytic hierarchy process, providing a strong credit risk measures to prevent the SMEs supply chain financing.