新常态下的住房公积金制度改革

Reform of the Housing Accumulation Fund System under the “New Normal” Situation

我国经济发展进入新常态,住房公积金制度难以与时共进。推进改革必须充分认识住房公积金的"准公共产品"性质,创新住房公积金制度功能,建立有中国特色的新型住房公积金制度。要立足国情,关注公平,拓宽覆盖,加快形成具有再分配功能的公积金归集制度;重点面向低收入群体,适度扩大公积金使用范围,加快构建住房政策性金融体系;推进信息公开,完善监管体系,建立权责清晰、廉洁高效的公积金管理体制;妥善解决历史遗留问题和各方利益矛盾,精心设计、分步实施,力争在3-5年内实现公积金制度转型。

China's development into the new normal,housing provident fund system is difficult and time.To promote its reform,we must fully understand the 'quasi public goods'nature of the housing provident fund,and create a new type of housing provident fund system with Chinese characteristics.Should base on the national conditions,pay close attention to the justice,broaden coverage,to accelerate the formation of its redistribution function of the provident fund accumulation system;the focus for the low-income groups,a moderate expansion of fund use,accelerate the construction of housing policy financial system;to promote public information,improve the regulatory system,the establishment of rights and responsibilities clear,clean and efficient fund management system;to properly resolve the issues left over from history and the conflicting interests of the parties,carefully designed,implemented step by step,and strive to achieve provident fund system transformation in 3-5 years.