信托行业转型升级策略研究——基于中国商业银行转型升级经验的分析

Research on Strategy of Transformation and Upgrading of Trust Industry——Based on Analysis on Upgrade Experiences of Chinese Commercial Bank

随着经济下行压力陡增,泛资管时代竞争加剧,利率市场化不断推进,互联网金融快速发展,信托业盈利空间不断收窄,发展进入瓶颈期。信托业的出路是借鉴商业银行转型升级的成功经验,结合自身特点,加快转型升级步伐,积极打造成以品牌为基础、客户为中心的专业财富管理机构,大力开展投行、资产证券化和家族信托等创新型业务,加强品牌、人才建设,实现自身转型升级。

With the economic downturn exerted pressure, the pan- funded competition intensifies tube era, continue to promote mar- ket -oriented interest rates, rapid development of internet banking, and trust profit margins continue to narrow. The way out the trust industry is to learn from the commercial banks to upgrade the successful experience with its own characteris- tics, to accelerate the pace of transformation and upgrading, and actively playing with brand -based, customer- centric professional wealth management institutions, vigorously carry out investment banking, asset securitization and family trust and other innovative services, strengthen the brand, talent building, realize their own transformation and upgrading.