金融创新支持小微企业出口研究——基于出口新业态的视角

A Study on the Support of Financial Innovation to the Small and Micro Enterprise Export——From the Perspective of a New Export Mode

中国外贸出口增速放缓,小微企业出口却以跨境电子商务交易和市场采购贸易两种形式成为外贸出口的生力军。传统的支持小微企业出口的金融产品不能满足小微企业出口新业态的需求,因而出现了支持小微企业出口的新金融产品。然而传统金融产品和新金融产品对小微企业出口的支持力度还不够,要进一步促进小微企业出口,必须进行金融创新解决小微出口企业的融资难问题。

China's export growth slows down, while the small and micro enterprises have become a new force of export in the form of cross-border e-commerce transaction and market-purchased trade. Currently, traditional financial products could not satisfy the requirements of the new export modes of small and micro enterprises, and some new financial products appear. However, the support of both the traditional and the new financial products to small and micro enterprises' export are far from sufficient. To further promote the export of small and micro enterprises, we must make financial innovation to solve the financial difficulties of small and micro enterprise.