我国西部地区民间金融发展监管研究

On the Supervision of the Private Finance in the Western Region of China

文章以我国西部地区民间金融监管为研究对象,以民间金融理论为基础,分析西部地区民间金融监管存在尚未建立起完善的金融监管法律体系、金融监管主体模糊、金融监管水平不高以及控制金融监管风险的力度较低四大问题,提出民间金融要逐步走向阳光化、规范化、金融监管制度要逐渐健全,监管主体要明确、监管方式要不断地进行改进与完善及逐渐建立风险预警与风险转移机制四大解决西部地区金融监管的措施。

Based on the study of private finance supervision in the western region of China, the paper points out that there are four problems： imperfect financial supervision law system, unclear supervision subject, low level of financial supervision and weak risk regulation ability. This paper puts forward that the private finance should be more open, in standardization, and the financial supervision system should be well established with clear subject, proper supervison mode. The financial supervision of private finance should be advanced with times, as well as the risk warning system and transfer, so as to solve the problems in financial supervision in the western region of China.