全球气候治理背景下美国商业银行的绿色融资实践

Green Financing Practice of US Commercial Banks under the Background of Global Climate Governance

面对全球气候问题的严峻挑战,全球治理等理念已经成为备受关注的国际议题。商业银行作为金融领域的核心部门在完善全球治理和促进社会可持续发展方面发挥着重要作用。以商业银行为代表的金融机构参与全球治理进程,正逐渐成为国家参与模式之外的有力补充。美国作为世界经理领袖,是全球气候治理机制的重要建设者和参与者。美国金融机构,特别是商业银行在环境和社会风险管理政策的制定和实施方面取得了显著的成绩。以美国银行、摩根大通、花旗银行和富国银行为代表的美国商业银行积极参与由国际金融公司和世界银行发起的赤道原则,不断完善环境和社会风险管理政策。

Facing a serious challenge of global climate issues, the concept of global governance has become an issue of international concern. As a core sector in the financial field, Commercial banks play an important role in improving global governance and sustainable development society. On behalf of financial institutions, commercial bank involved in global governance processes, and is now becoming a powerful supplement to the national participation mode. The United States as the world leader manager is an important player participant in the global climate governance mechanisms. US financial institutions, particularly commercial banks have made significant achievements in the development and implementation of environmental and social aspects of risk management policies. Bank of America, JP Morgan Chase, Citigroup and Wells Fargo, represented the US commercial banks to actively participate in the Equator Principles launched by the International Finance Corporation and the World Bank, and constantly improve the environmental and social risk management policies.