我国商业银行应对出口来证贸易融资与汇率风险的策略措施

Our Country Commercial Bank should deal with Export to Permit Trade Financing and Strategic Measures of Exchange Rate Risk

我国商业银行开办的出口来证贸易融资业务主要有打包贷款、出口押汇(信用证、托收项下)、汇票贴现和票据买入、福费廷等几种。本文重点讨论了出口来证贸易融资业务品种之间的区别,主要在于:提供融资环节不同、风险主体不同、风险系数不同、占用额度不同;并针对出口来证贸易融资业务风险与外汇风险,探讨可实行的防范对策。

Our country commercial bank run export credit trade financing business mainly packing loan, export documentary credit and collection）, discounting a bill of exchange and purchase paper, Fu Fei Ting, such as several. This paper discusses the exporting to permit the distinction between the trade financing business varieties, mainly due to provide financing link different, risk of different subjects, different risk coefficient, take the amount of different; and for export to permit trade financing business risk and foreign exchange risk, explore the implementation of countermeasures