4Li D, Moshirian F, Nguyen P, et al. The demand for lifeinsurance in OECD countries [J]. Journal of Risk and Insurance, 2007, 74 (3) : 637 - 652.
5Lewis F D. Dependents and the demand for life insurance [J]. The American Economic Review, 1989 : 452 - 467.
6Chui A C W, Kwok C C Y. National culture and life in- surance consumption [J]. Journal of International Busi- ness Studies, 2008, 39( 1 ) : 88 - 101.
7Park S, Lemaire J. Culture matters : Long - term orienta- tion and the demand for life insorance [J]. Asia - Pacific Journal of Risk and Insurance ,2011,5 (2). 1 - 17.
8Granger C W J. Investigating causal relations by econo- metric models and cross- spectral methods[J]. Econo- metrica: Journal of the Econometric Society, 1969:424 - 438.
9Yaari. Uncertain life time, Life Insurance, and the Theory of the Consumer [ J]. Review of Economic Studies, 1965,32 (2) :137 -150.
10Zhu Y. One - period Model of Individual Consumption, Life Insurance, and Investment Decisions [ J]. Journal of Risk and Insurance ,2007,74 ( 3 ) :613 - 636.
