摘要
P2P网络借贷平台作为一种金融创新的产物,从其产生就与我国庞大的金融市场需求相适应,因而获得了蓬勃的发展。但是却因为缺乏法律的规制,以及政府监管的不足,使P2P网络贷款平台的发展呈现出异化的趋势。文章通过对P2P网络贷款平台存在的法律风险进行分析,并根据网贷平台发展的现实情况提出了相关监管建议。
The P2P Internet Loan is a new financial product,which is the result of Chi- na's huge financial market need. Although it develops fast,it is not in the right direction due to the inadequate laws and government regulation. The legal risk is analyzed and sug- gestions are proposed accordingly.
出处
《哈尔滨学院学报》
2016年第2期50-54,共5页
Journal of Harbin University