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P2P网络贷款监管法律问题初探 被引量:4

Legal Issues of Supervising P2P Internet Loan
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摘要 P2P网络借贷平台作为一种金融创新的产物,从其产生就与我国庞大的金融市场需求相适应,因而获得了蓬勃的发展。但是却因为缺乏法律的规制,以及政府监管的不足,使P2P网络贷款平台的发展呈现出异化的趋势。文章通过对P2P网络贷款平台存在的法律风险进行分析,并根据网贷平台发展的现实情况提出了相关监管建议。 The P2P Internet Loan is a new financial product,which is the result of Chi- na's huge financial market need. Although it develops fast,it is not in the right direction due to the inadequate laws and government regulation. The legal risk is analyzed and sug- gestions are proposed accordingly.
作者 高峰
机构地区 贵州大学法学院
出处 《哈尔滨学院学报》 2016年第2期50-54,共5页 Journal of Harbin University
关键词 P2P网络贷款平台 运行模式 法律风险 法律监管 P2P internet loan system operational mode legal risk legal regulation
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