保险资金参与新型城镇化建设:经验、机遇与风险

Research on Insurance Funds to Participate In New- Type Urbanization: Experience,Opportunities and Risks

相对于发达国家而言,中国保险资金的运用还处于初级阶段,发展潜力较大,尤其另类投资具有长足的发展潜力,为新型城镇化建设提供了重要的资金支持。文章主要探讨了保险资金参与新型城镇化建设的相关理论、国际经验以及机遇和风险,旨在为以保险资金另类投资为代表的社会资金参与新型城镇化建设提供经验借鉴。研究发现,当前保险资金另类投资参与新型城镇化建设当中,如何在顺应趋势、有所作为的前提下,有效平衡好各种风险和收益的关系,是其面临的重要挑战。

Compared to developed countries,the use of insurance funds in China＇s still in its infancy and has a great potential,especially in alternative investments,which provides important financial support for the construction of the New- type Urbanization. This paper discusses the theory,international experience and the opportunities and risks of insurance capital to participate in the construction of the New- type Urbanization,to provide experience for social capital to participate in the construction of the New- type Urbanization. The study finds that the current insurance alternative investment funds involved in the construction of the New- type Urbanization facing the key challenges is how to effectively balance the various relationships between the risks and benefits under the current situation.