中国政策性银行全要素生产率测度及影响因素研究——基于宏观与微观解构

Measuring and Factors Affecting Total Factor Productivity of China's policy——based banks-Macro-Perspective and Micro-Dissection

在采用Malmquist指数法对我国三家政策性银行2000—2014年的全要素生产率进行全面、系统的测度,并对三家银行测得的各年度结果作了具体地比较研究分析,结论显示我国政策性银行整体上的生产率是偏低的,需要进一步提升经营效率和社会效益。其次,进一步通过宏观和微观二维视角,对政策性银行全要素生产率影响因素进行全面实证分析,发现影响每家银行全要素生产率的影响因素差异较大,对其要素的调整必须要采取一行一策、因行制宜的原则,并在此基础上提出可行性建议对策。

In this paper,on the basis of reasonable definition of the input and output indicators of policy-based banks,a comprehensive and systematic comparative analysis of 2000—2014 total factor productivity of three China ＇s policy-based banks. In conclusion,the productivity of our policy-based banks overall is low,it needs to further enhance efficiency and social benefits. Secondly,factors affecting the total factor productivity of China ＇s policy-based banks through macro and micro perspective,we found that the factors which affect the total factor productivity of each bank is different,so our China＇s policy-based banks should take a bank a policy. Based on this,put forward suggestions of the reform and development of policy-based banks.