基于或有权益资产负债表方法的区域性金融风险分析——以宁波市为例

Regional Financial Risk Research Based on Contingent claim balance sheet equity method of analysis-Analysis of Ningbo City

改革开放近四十年来,中国金融发展极其不平衡,金融状况呈现很强的区域性特点,若地区范围内金融发展和监管不力,积累到一定程度将引发区域性的金融风险。本文首先分析了区域性金融风险的内涵,运用或有权益资产负债表方法对宁波市区域的金融风险进行测量,并提出相关对策建议,从而有效监控和防范区域金融风险。

Through nearly four decades of reform and opening up, China＇s financial development is extremely uneven, showing a strong regional financial condition characteristics. If lacking for financial development and supervision of the regional level, accumulated to a certain extent will trigger a regional financial risks. This paper analyzes the connotation of regional financial risks, using Contingent claim balance sheet equity method,measuring the financial risk of Ningbo area. And relevant suggestions is put forward, so as to effectively monitor and prevent the regional financial risks.