我国金融发展与城乡收人差距关系研究

Re-study on the Relationship Between Financial Development and Urban-Rural Income Gap in China

我国城乡收入差距近几十年来持续拉大,城乡收入差距与金融发展之间存在着密切的关系,得到大多数学者的认同.从实证角度分析,利用全国30个省、直辖市、自治区35年的面板数据分别建立全国、东部、中部和西部的面板数据模型,结果显示金融发展与城乡收入差距存在着长期稳定的均衡关系,且金融发展规模显著拉大城乡收入差距,这种拉大效应在东中西部呈倒"U"型关系,我国并未出现拐点;金融发展效率的提高在我国整体及东中部地区能缩小城乡收入差距;城镇化仍然是引起我国城乡收入差距持续扩大的重要原因,我国还未进入发达国家城镇化提高能缩小城乡收入差距的拐点阶段.

Urban-rural income gap in China in recent decades continues expanding for decades. The relationship between urban-rural income gap and financial development has been accepted by majority of scholars. From the view of empirical analysis, using the panel data of 30 provinces, municipalities and autonomous regions for 35 years, this paper builds panel data models of a national, Eastern, central and Western regions respectively. Results show that there is a long-term stable equilibrium relationship between financial development and urban-rural income gap, and financial development scale significantly widens income gap. The widening effect in the eastern, middle and western areas present inverse ＂U＂ shape, our country does not appear inflection point; Financial development efficiency improvement can narrow the urban-rural income in the whole and the eastern and middle areas of China; ur- banization is still an important reason for widening urban-rural income gap in China, our country has not entered the inflection point stage which existed in developed countries that urbanization can narrow the income gap.