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从利率市场化角度看中国金融脱媒的发展

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摘要 1980年代以来,世界性的金融形式表现为证券化不断发展。资金融通越来越依靠直接融资,由此产生的金融脱媒成为势不可挡的趋势。我国商业银行近年来在金融脱媒的背景下,面临互联网金融的发展、利率市场化改革和存款保险制度的发布等,经营环境进一步恶化。本文着重讨论利率市场化改革对金融脱媒程度的加深以及商业银行的应对策略。
作者 孔贇 孔刘柳
机构地区 上海理工大学
出处 《改革与开放》 2016年第3期15-16,共2页 Reform & Openning
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参考文献9

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二级参考文献16

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