我国银行业金融机构委托贷款业务发展趋势研究

Research on the development trend of entrusted loan business of banking financial institutions in China

随着我国金融体制的不断完善,委托贷款业务作为商业银行的中间业务也随之快速发展起来,在盘活社会闲置资金、推动地方经济发展等方面起到了积极作用。与此同时,委托贷款在发展中不可避免地面临着一定风险,增加了该项业务的不确定性。为此,从介绍我国银行业金融机构委托贷款业务的发展现状入手,深入剖析存在的问题,并在此基础上提出加快委托贷款业务发展的政策建议。

With the continuous improvement of China＇s financial system,entrusted loans business as the intermediate business of commercial banks is rapidly developed, in the inventory of idle funds in the society, and promote local economic development has played a positive role. At the same time,entrusted loans in development inevitably facing a certain risk,have increased the uncertainty of the business. Therefore, from the introduction of China＇s banking financial institutions entrusted loans business development status quo of, in-depth analysis of the existing problems,and based on this proposed accelerate entrusted loan business development policy recommendations.