论如何构建技术创新条件下的国寿特色保险生态圈

On the Construction of China Life-characteristic Insurance Biological Circle Under the Environment of Technical Innovation

近年来,"互联网+、商家联盟、双创工程"等几个热词带给我们的启发,会产生商业模式、跨界合作、市场定位的三大变革。因此,作者通过分析,思考创新和科技到底能给我们公司带来什么这一重要问题。明确指出,技术创新为中国保险业发展带来了新机遇,技术创新极大的改变了保险消费者和经营者的行为选择,构建保险生态圈是应对技术创新的最佳选择,并提出了中国人寿构建国寿特色保险生态圈的基本路径。

In recent years the enlightenment brought about by the several popular words,such as＂Internet plus,merchants league,innovation and entrepreneurship program＂is going to cause three big changes in business models,crossover cooperation and market orientation.The paper tries to analyze the effects of innovation and science technology on the insurance companies.It indicates clearly that the technical innovation has brought about new chances for Chinese insurance industry,causing great changes to the behavioral choices of both insurance consumers and managers.Constructing the insurance biological circle is the best choice to cope with the technical innovation.The paper also suggests a basic pathway to build the ChinaLife-characteristic insurance biological circle.