摘要
随着国民生活水平的提高,个人闲置资金很富余,根据市场调查越来越多的人乐意于把资金用于投资保险,这就促使中国保险业的保费收入一直在增长,而其中的养老保险更是明显,大额的保费收入需要找到一个好的投资途径,使其达到更好的增值。而我国是一个人口大国伴随着计划生育政策的开展,社会出现了老龄化的现象,421家庭模式越来越多,居家养老也成为一大压力,伴随着社会化养老的兴起,未来对养老机构床位的需求必将迅速增长,而保险资金可以凭借独有的优势进军养老市场,投资于养老机构。对此,对保险资金投资养老机构的某些方面进行探析。
With the improvement of people’s living standards,personal idle funds are surplus.According to market research, more and more people are willing to put funds for investment insurance, which promote the growing income of China’s insurance industry.And the pension insurance is even more evident, large premiums need to find a good way to invest to achieve better value.China is a populous country and the aging of society is at unprecedented levels, there are more and more "421"pattern family.Home-based care has become a big pressure to more and more family.Along with the emergency of the social pension, there will be a great increase of bed demand of the pension agency in the future.So the pension funds can rely on its unique advantages into the pension market, investing in pension institutions.
出处
《辽宁农业职业技术学院学报》
2016年第1期62-64,共3页
Journal of Liaoning Agricultural Technical College
关键词
保险资金
养老机构投资策略
养老机构的投资价值
insurance funds
investment strategy of pension institutions
invest value of pension agency