西藏小微企业融资调查及对策探析

Financing Research and Countermeasure Analysis for Small Micro Enterprises in Tibet

西藏经济发展滞后,亟需增加就业、改善民生、繁荣市场,进而维护社会稳定。发展西藏小微企业,能够极大适应以上西藏社会经济需要。融资难是西藏小微企业发展的"瓶颈"之一,本文依据调查问卷,深入分析西藏小微企业融资特征、问题、原因,努力寻求西藏小微企业资金供需双方的利益契合点,增强双方利益契合度,探索改善小微企业融资的对策。

The economic development is backward in Tibet, so it desiderates increasing employment, improving people＇s livelihood and creating a thriving market and further maintaining social stability. To develop small micro enterprises in Tibet can meet the requirements above. Financing difficulty is one of the bottlenecks of small micro enterprises development in Tibet. Based on questionnaire, this paper analyzes the financing characteristics of Tibet small micro enterprises, and the problems and causes, trying to find the bilateral interests of fund supplier and demander of small micro enterprises in Tibet and enhance the benefit integrating degree of the supplier and demander,and explores the countermeasures to improve the financing difficulty of small micro enterprises in Tibet.