互联网金融的国家战略需求和关键科学问题

National strategic demand and key scientific issues in relation to internet finance

随着互联网技术与金融业相互渗透发展,互联网金融应运而生,随之出现的市场效率、价值研判、价格形成规律、风险度量及管理、服务运营管理、监管等问题引起学者们广泛关注。本文总结了互联网金融有关的国家战略需求和关键科学问题,包括"互联网金融的风险与监管"、"基于在线社会媒体数据的信用及风险评估理论"、"面向在线大数据的行为金融理论"、"在线数据与资产价格的动态关联及事件套利相关理论"、"程序化交易对金融市场的影响机制以及程序化交易的风险与监管"、"互联网金融运营管理中的关键问题",旨在为互联网金融相关研究提供方向性参考。

With the development and the overlapping of internet technologies and financial industry, inter- net finance have emerged largely, which results in many problems like market efficiency, value analysis, pricing mechanism, risk measurement and management, service operation, regulation et al. This article summarizes national strategic demand and key scientific issues in relation to internet finance, including ＂risk and regulation of internet finance＂, ＂credit and risk assessment theories based on online social media data＂, ＂behavioral finance theory facing online big data＂, ＂ the dynamic relationship between online data and assets pricing and event arbitrage theory＂, ＂influence mechanism and risk regulation of program trading＂, ＂key questions in internet finance operation management＂, which aim at providing directional ref- erence for researchers.