中医养生理论与健康保险实务相融合初探

Preliminary exploration of integration of regimen by traditional Chinese medicine and practice of health insurance

将中医养生这一具有中国特色的健康管理融入健康保险，从动形、静神、调气、固精等不同方面进行顺时调养、未病先防。通过对被保险人进行科学的养生指导、健康体检，以防止或减少亚健康状态、慢性疾病及相关并发症的发生，对被保险人的健康维护和保险机构的稳健经营无疑都是利好，也是现代健康保险价值之所在。

Regimen by traditional Chinese medicine, which is a way of health management with Chinese characteristics, is integrated into health insurance. It is included nursing back to health according to different seasons, and preventing the occurrence of diseases by reasonable movement, rest spirit, regulating the qi flowing in the channels and securing essence. Through scientific guidance and exami- nation, it can prevent or reduce the incidence of sub - healthy state, chronic diseases and related complications. It is undoubtly good for the health maintenance of the insured and steady and healthy operation of insurance agencies. It also embodies the important value of modem health insurance.