摘要
重点分析了信息不对称与信用风险的关系、农业供应链金融信用风险来源,分析表明我国农业供应链金融信用风险产生的根源在于信息不对称引发的逆向选择问题和道德风险问题。从健全相关法律体系、加强农村信用体系建设、建立激励与约束机制、构建信用风险预警体系等方面提出了农业供应链金融信用风险的管理策略。
The paper mainly analyses the relationship of information asymmetries and credit riskand the source of credit risk of agricultural supply chain finance, which indicates that a premium on ad-verse selection and moral hazard brought by information asymmetries is the essential cause of creditrisk. Finally, it presents some countermeasures to resolve information asymmetries in the credit riskmanagement from strengthening regulations and the construction of agricultural credit system, buildingincentive and restraint mechanisms, and establishing credit risk early-warning system and so on.
出处
《北京教育学院学报》
2016年第1期40-45,共6页
Journal of Beijing Institute of Education
关键词
农业供应链金融
信用风险管理
信息不对称
agricultural supply chain finance
credit risk management
information asymmetries
