应用智慧化技术推动金融服务创新

The Application of Smart Technology Promotes the Innovation of Financial Service

物联网、云计算、大数据等智慧化技术的发展以其高效的运算分析能力和专业的网络融合能力,给金融服务业带来一场声势浩大的变革,促进金融服务业向智慧化转型发展。但是其在发展过程中会不可避免地面临一些壁垒和误区,也会呈现出跨界金融服务、多渠道金融服务、社交金融服务等发展态势。

Smart technology,such as Internet of things,cloud computing and big data,has the efficient operational analysis ability and professional convergence ability,which bring a huge change to the financial services industry and promote the intelligent transformation development. During the development process of smart finance,it inevitably faces some development barriers and misunderstanding. It also appears some development trends,such as the cross- border financial services,multi- channels financial services and social financial services.